Buying a newly built home
If you are buying a house that is less than 10 years old, it should be covered by a National House Building Council Buildmark scheme, or some other warranty. The warranty will transfer to a new owner, but will only cover defects that appear after the house has been sold. Defects that were (or could have been) spotted before the purchase will be covered only if the person who owned the property before has already made a claim. If your surveyor notices a problem that might be covered by the scheme, the seller (not you) must make a claim under the warranty to get it fixed.
Contact the National House Building Council for more information (see ‘Further help’ for details).
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- Community Legal Advice
A mortgage is a loan secured on a property, which means you cannot sell the property without repaying the loan. If you do not keep up your repayments, the lender ultimately has the right to go to court for an order to repossess and sell your home.
A deed of trust -- also known as a “declaration of trust and co-habitation”, “trust deed” or a “co-ownership agreement” -- is a legal agreement between the joint owners of property. Read this article to learn why you might need one.
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Whether you are already involved in a lawsuit, or just considering getting help with a legal issue, you may have questions about working with a solicitor. Click through to find practical tips on choosing, meeting with, and hiring a solicitor - including information on fee agreements and expenses.