A major player in the no-win, no-fee compensation claim market has warned the public that time is running out for them to make claims if they have suffered an accident which was the fault of someone else.

Proposed changes will have a great effect on accident victims' claims, they say, and encourage those who think they may have a claim to step forward sooner rather than later.

A's vehicle damages B's vehicle. A does not admit causing any damage. A's insurance company declines to pay for the repairs to B's vehicle. Who should B sue: A or A's insurance company?